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Medical, dental, vision, ugh. There are so many different policies to evaluate and decisions to make as to which plan to choose and who is considered an eligible dependent for coverage. We understand that with the complexities of various insurance policy options, knowing who can be covered under your Lockheed Martin insurance plans can daunting. But not to worry, we’ll outline it for you here, so you can have peace of mind in knowing who you can cover come open enrollment this fall.
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You’ll appreciate the fact that Lockheed Martin has kept the definition of an eligible dependent the same for your medical, dental and vision policies. Once you understand who is covered, then you only need to figure out which plan is right for you and your family. To answer the question of who is an eligible dependent, here you go:
1. Your spouse (regardless of sex) – to whom you are legally married
2. Your domestic partner (regardless of sex) – pending they meet the requirements of the Domestic Partner Affidavit
3. Your children up to age 26 (regardless of student, marital or financial status)
a. Naturally born children
b. Adopted children
c. Stepchildren
d. Court appointed wards
e. Domestic partner’s children
4. Your disabled children over age 26 – pending approval of extended coverage
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Now, there is a little work you have to do to make sure your dependents remain eligible. You need to keep your family records updated in your LMPeople portal as there are random audits conducted each month through out the year. During the audit, your records need to reflect proof of dependent status. If the records are incomplete, you may run the risk of losing the coverage for that dependent which could create a financial nightmare should an incident occur and there is no coverage is place.
So, take a moment each month and check your records. A little time now can save you thousands of dollars down the road. It’s knowing things like that can allow you to live a secured retirement with peace of mind. Give us a call to speak to a Lockheed Martin retirement specialist who can help you determine the appropriate amount of emergency savings for your situation.
For more tips like these, click here to sign up for our weekly email blog newsletter. If you would like to get better educated on Lockheed retirement strategies, click here to download our Free Report titled Retire with Confidence: The Top 4 Things You Can Do Now to Maximize your Lockheed Retirement. And, if you want to have face time with a Lockheed Retirement Specialist², you can click here to schedule an appointment, click here to sign up for our Lockheed Retirement Workshop or click here to just give us a call (817) 210-3444.
Be sure and check back next week for more incredibly valuable information. Cheers!
Financial Planning and Investment Advisory offered by SWMG, LLC a Registered Investment Advisor.
Lockheed Martin Retirement Specialist is not an official title or professional designation nor is it conferred by Lockheed Martin on any individual or company.
Our Complementary consultation and free report are for informational purposes only and provided free without any obligation to utilize or retain our investment advisory services.
SMWG, LLC is not affiliated with or endorsed by Lockheed Martin Corporation. Our expertise comes from working with LMT employees for several years and helping them to retire with confidence.
Investing involves the risk of loss, including loss of principal. Past performance does not guarantee future results. Investment products are not FDIC insured, have no bank guarantee, and may gain or lose value. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment will be profitable for a client’s investment portfolio.
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