Smart Places to Retire

By Kelly Buchfink

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Sunny skies, beaches, mimosas, shopping, elegant dining, spas… The life of a retiree! While retirement is typically a great time to settle down, relax, and enjoy yourself after many years of hard work and dedication, some locations are more ideal than others when deciding where to retire. So, not only is it critical to decide when to retire but where to retire. After all, moving to a new city for retirement is usually the final relocation an individual does in his/her lifetime, so might as well make it great! Some factors to consider when deciding upon the destination are cultural activities, cost of living, access to nearby hospitals, community, and weather. Let’s review the highlights of some popular spots, including local college or universities, that provide extra entertainment and learning opportunities for retirees.

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St. Augustine, Florida

Population: 14,576
Median home price: $343,000
College perk: Low-cost continuing education courses on everything from digital marketing to belly dancing.
Features: St. Augustine beach, top-tier seafood restaurants, golf courses, historic town square dating back to 1573, live music, musicals, concerts, no state income tax, art exhibitions, South Ponte Vedra Beach, Mayo Clinic’s Jacksonville campus, pedestrian-only St. George Street.
Link: https://www.visitstaugustine.com/

Savannah, Georgia

Population: 145,862
Median home price: $225,000
College perk: You can buy the work of up-and-coming artists and designers at the Savannah College of Art and Design’s retail store. Free tuition for residents 62 and older at Savannah State University and the Armstrong Campus of Georgia Southern University.
Features: Arts, film, fashion, botanical scenery, notable seafood restaurants, Savannah Film Festival, one of the largest National Historic Landmark Districts, Georgia History Festival, Super Museum Sunday, beautiful parks, Tybee Island’s South Beach, The Landings golf community, Effingham Health System, no state income tax for Social Security benefits.
Link: https://www.visitsavannah.com/

Richmond, Virginia

Population: 228,783
Median home price: $258,000
College perk: Retirees can join Virginia Commonwealth University’s Commonwealth Society for short courses, lecture series, and travel opportunities.
Features: W.E. Singleton Center for the Performing Arts, Institute for Contemporary Arts, Modlin Center for the Arts, Altria Theater, Virginia Museum of Fine Arts, Virginia Science Museum, Black History Museum, Elegba Folklore Society, Virginia Holocaust Museum, James River, pedestrian bridge at Belle Isle, Virginia Capital Trail, many restaurants providing plenty of ethnic culinary options, Richmond Beer Trail, shopping, no state income tax on Social Security benefits.
Link: http://www.richmondgov.com/common/Visitors.aspx

Flagstaff, Arizona

Population: 73,964
Median home price: $362,000
College perk: Northern Arizona University works with retiree volunteers to partner with the city’s dozens of nonprofits.
Features: San Francisco Peaks, Ponderosa pine trees, top-tier dining, award-winning craft beers, Flagstaff Medical Center, bicycle-friendly community, skiing, Grand Canyon (90 minutes away), concerts, no state income tax for Social Security benefits, hiking trails.
Link: https://www.flagstaffarizona.org/

Claremont, California

Population: 36,478
Median home price: $719,000
College perk: Claremont Avenues for Lifelong Learning allows people aged 60 and older to audit college courses at seven colleges for free.
Features: Art shows, live performances, many independently-owned businesses and restaurants in the downtown area, Claremont Farmers and Artisans Market, Claremont Pie Festival, Halloween Spooktacular, 23 parks, Claremont Hills Wildness Park, San Gabriel Mountains, Angeles National Forest, hiking trails, Rancho Santa Ana Botanic Garden, consistently sunny weather, Metrolink train system, Chino Valley Medical Center, Glendora Community Hospital, retirement communities, Pilgrim Place Festival, no state income tax for Social Security benefits.
Link: https://www.ci.claremont.ca.us/

While this isn’t a comprehensive list, these are great cities for retirees based on the mentioned considerations. The “relaxing” part of retirement is more fun to think about of course, but equally important is determining how to finance your retirement. Strittmatter Wealth Management Group offers retirement workshops to Lockheed Martin employees and others interested in learning about the ins and outs of saving for retirement and spending in retirement. Sign up for a workshop or book an appointment with a Lockheed Martin Retirement Specialist!

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Be sure and check back next week for more incredibly valuable information. Cheers!

Disclosures*

Financial Planning and Investment Advisory offered by SWMG, LLC a Registered Investment Advisor.

Lockheed Martin Retirement Specialist is not an official title or professional designation nor is it conferred by Lockheed Martin on any individual or company.

Our Complementary consultation and free report are for informational purposes only and provided free without any obligation to utilize or retain our investment advisory services.

SMWG, LLC is not affiliated with or endorsed by Lockheed Martin Corporation. Our expertise comes from working with LMT employees for several years and helping them to retire with confidence.

Investing involves the risk of loss, including loss of principal. Past performance does not guarantee future results. Investment products are not FDIC insured, have no bank guarantee, and may gain or lose value. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment will be profitable for a client’s investment portfolio.

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